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Hello DN's! For the past year the team at Kruma has been hard at work building a banking app for people who are always on the move. With the goal of becoming the best currency exchange service for nomads & travelers worldwide. With the Kruma mobile app you will be able to exchange, spend, send, receive, borrow and lend your money while on the go.

KRUMA is banking for people who don’t stay in one place and want to enjoy banking with the true currency exchange rate. Paying 3% to 5% per transaction when spending abroad adds up. We are on a mission to solve that problem!

We'd love to hear about how you bank and spend money when you travel abroad. Leave a comment below or send me a message! The beta users will get 3 months free access to our premium plan that comes with our exclusive premium debit card.

Ready to become an early adopter? https://www.kruma.co/

Robert O'Kruk wrote:1) Is the available for Canadians?

2) How does this differ from other similar offerings from Revolut & other similar companies?

Hi Robbie! Yes! The first version will be available to Canada and the UK only. Then we are planning on rolling out to more countries as we improve the app.

We are similar to other app based banking services as we are also a mobile app application linked to a debit card like our competitors to allow users to spend and withdraw from ATM.

Some of our differences include: Our debit cards are multi-currency cards, the base currency on the card can change from USD to GBP to EUR to save the customer from FX charges when they travel.

We offer a more competitive pricing option to some of the other apps in our space.

We are the first to introduce the ability to spend with Mobile Money wallets like M-Pesa, Tigo Cash, MTN Money and other mobile money solutions around the world.

We plan to be the first to partner with banks and businesses in emerging markets to allow you an option to pick up your cash from a physical location at a very low fee.

Overall, we are different from our competitors because we provide you more than one option to access your exchanged currency when you travel around the world.

We also plan to launch a unified banking solution by introducing future features like the ability to send and receive money to anyone in the world using just their phone number, the ability to borrow and lend money using our application and the ability to invest your money regardless of where you live.
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